Which federal act established the Fair Housing Administration?

The Fair Housing Administration was established by the Housing Act of 1937. This act was a landmark piece of legislation aimed at addressing the needs for affordable housing during a time of economic difficulty in the United States. The Fair Housing Administration was tasked with insuring loans made by private lenders for the construction of new housing. This program was pivotal in combating housing shortages and was one of the early steps toward establishing a more inclusive housing policy, addressing the widespread concerns about housing availability which were pronounced during the Great Depression.

The other options relate to significant developments in housing policy but do not pertain to the establishment of the Fair Housing Administration. The Fair Housing Act of 1968, for example, focused on prohibiting discrimination in housing based on race, color, religion, sex, or national origin, which came much later as part of a broader civil rights movement. The HUD Reform Act of 1989 and the Housing and Community Development Act of 1974 made important contributions to federal housing policy, but the Fair Housing Administration itself originated with the Housing Act of 1937, embedding the framework for federal involvement in housing.