Which document is essential for tenants to ensure tenancy rights are protected?

A lease agreement is essential for tenants to ensure their tenancy rights are protected because it serves as a legally binding contract between the tenant and the landlord. This agreement outlines the terms and conditions of the rental arrangement, including the duration of the lease, rent amount, payment due dates, and responsibilities of both parties. It provides a clear framework that helps protect the tenant's rights, such as the right to occupy the property in exchange for rent and the right to have repairs made to maintain the habitability of the rental unit.

Having a lease agreement also allows tenants to understand what is expected of them, and what they can expect from the landlord, creating a record that can be referred to in the event of any disputes. For example, if a landlord attempts to evict a tenant or change the terms of the rental agreement, having a written lease provides a basis for the tenant to assert their rights.

In comparison, while utility bills, tax returns, and credit reports may be relevant to the rental process or financial standing of the tenant, they do not provide the legal protections or framework that a lease agreement does. These documents may be used for verification or application purposes but are not sufficient to ensure the rights of tenants are protected throughout their tenancy.