For a client with a $45,000 salary looking to make the minimum down payment on a $150,000 home using an FHA Energy Efficient Mortgage, how much more do they need to save if they already have $3,500?

To determine how much more the client needs to save for the minimum down payment on a $150,000 home using an FHA Energy Efficient Mortgage, it's essential to know the typical down payment percentage required.

FHA loans generally allow for a minimum down payment of 3.5% of the purchase price. In this case, the client is looking at a home costing $150,000. Calculating 3.5% of that amount gives us:

$150,000 * 0.035 = $5,250.

The client currently has $3,500 saved. To find out how much more they need to save, you can subtract their current savings from the total required down payment:

$5,250 - $3,500 = $1,750.

Thus, the client needs to save an additional $1,750 to meet the down payment requirement for the home purchase. This calculation confirms that the correct answer is $1,750, making it clear why it stands out as a viable solution in this scenario.