Delinquency on which type of payment can lead to a lien on a client's property?

A lien can be placed on a client's property for delinquency specifically regarding homeowners association (HOA) dues. When a homeowner does not pay their dues, the homeowners association has the legal right to file a lien against the property as a way to secure the owed amount. This lien can be enforced, meaning that if the dues remain unpaid, the association can initiate foreclosure proceedings to recover the debt, ultimately leading to the potential sale of the property.

In contrast, utility bills, property tax payments, and mortgage payments have different implications. Utility bills, when unpaid, typically lead to service disconnection rather than a lien on property. Property tax payments are indeed critical, as local governments can place a lien on property for unpaid taxes; however, the option in question focuses on homeowners' associations specifically. Mortgage payments, when delinquent, could result in foreclosure proceedings started by the lender but would not directly lead to a lien in favor of the lender unless specified terms of the mortgage agreement are breached.

Thus, when considering the specific context of liens arising from unpaid dues, the correct answer aligns with the practices surrounding homeowners associations.